Peer to Peer Lending

P2P Lending gives individual investors an ability to explore an additional investment avenue whereby they earn interest income out a loan portfolio. This blog explains key features of P2P Lending opportunity.

If India’s Credit Rating Gets Downgraded..

It is happening again. In 2012, we had Fitch downgrading its India’s rating outlook to Negative. In 2020, we now have Moody’s downgrading its rating from Baa2 to Baa3. What would would this mean? This post aims to demystify the importance and actions of Rating agencies.

Managing Finances in Uncertain Times

Teach Children Financial Planning

As I write this blog, worldwide the impact of virus on human life is increasing with every passing day. The latest published statistics by WHO states that there are around 800K confirmed lives that have been infected with the virus and ~40K deaths. There are bouts of positive news are also making the news > […]

COVID-19 – Impact on Your Personal Finance

Dear Readers, I hope you are safe and doing well. Indeed these are challenging times which are impacting each one of us via multi-facet manners by posing risks on both health and wealth. In last one month, if health hazards were not enough, all avenues of making and preserving wealth are being impacted. It can […]

Financial Journey – 2018 to 2019 > Moving into 2020

Friends, At the outset, I wish you all a very happy new year. May your aspirations come true and you continue to have healthy and happy life. 2019, following 2018, wasn’t a year which gave many people a lot of smile when they were looking into their investment portfolios. And if this was not sufficient, […]

Motilal Oswal 24th Wealth Study – December 2019 – Summary Snippets

Motilal Oswal 24th Wealth Creation Study 2019

I had a pleasure of attending the 24th Wealth Study conference of Motilal Oswal (MOS) on 18th December, hosted at the Motilal Oswal Towers in Mumbai. As always, it is a pleasure to hear Mr. Raamdeo Agrawal himself presenting the study, rather than going through the written material. I have uploaded the video of the […]

Geographical Diversification – A Key Risk Management Strategy

The first step for any investor is to get used to Equity Markets. As an investor gets used to the volatility and growth features of Equities, he also realises that most of his investments in Equities go up and down at the same time. The magnitude of going up and down may differ across different […]

Product Review – Medical Insurance – Apollo Munich Optima Restore

When it comes to medical insurance, you need to ensure that you get hooked onto the policy which has best possible features, needless to mention, competitive claim settlement ratios. We find that Apollo Munich’s Optima Restore medical insurance policy offers one of the best policy features at a competitive price. Room Rent Capping – There […]