What Should I do On SEBI Changes to Multi-Cap Mutual Funds ?

India’s financial markets regulator – SEBI on 11 September 2020 came up with a mandate requiring all Multi-Cap mutual fund schemes to have minimum 25% of their Assets in Mid Cap Companies and 25% in Small Cap Companies.
Click the link to read more about our views on how it could impact and the way forward.

Systematic Charity Plan – SCP

Let us give back to the society ! This phrase has a deep meaning and respect for most of the individuals and Corporates, linking it with the Charitable initiatives at all levels.  I always strive to help causes which I would like, though most of the time it may be contributing financially to Charities.  Often […]

How Different Asset Classes Were In Last 10 Years

This blog post is compiled from our twitter thread. Please follow us @banyanfa on Twitter for regular feeds. Lastly, the screenshot is obtained from a ppt of @MotilalOswalAMC See how a balanced portfolio (in Black) will tone down sharp movements of different asset classes, giving a much smoother and Positive investment journey. Related Posts:Economic Update […]

Economic Update – July 2020

Very interesting insights were shared by Nilesh Shah from Kotak Mutual Fund via the Monthly Update. I am sharing some nuggets out of the overall insights are in this thread. This blog note is an extract from our twitter handle @banyanfa

Corona Specific Medical Insurance Policy

Specific illness medical policy at a reasonable premium is a welcome step from Medical Insurance Companies where people can take insurance for the looming health risks in case of Corona / COVID virus. One of such product is from HDFC Ergo – Corona Kavach Policy.

Peer to Peer Lending

P2P Lending gives individual investors an ability to explore an additional investment avenue whereby they earn interest income out a loan portfolio. This blog explains key features of P2P Lending opportunity.

If India’s Credit Rating Gets Downgraded..

It is happening again. In 2012, we had Fitch downgrading its India’s rating outlook to Negative. In 2020, we now have Moody’s downgrading its rating from Baa2 to Baa3. What would would this mean? This post aims to demystify the importance and actions of Rating agencies.