Financial Journey – 2018 to 2019 > Moving into 2020

Number of View :110Friends, At the outset, I wish you all a very happy new year. May your aspirations come true and you continue to have healthy and happy life. 2019, following 2018, wasn’t a year which gave many people a lot of smile when they were looking into their investment portfolios. And if this […]

Motilal Oswal 24th Wealth Study – December 2019 – Summary Snippets

Motilal Oswal 24th Wealth Creation Study 2019

Number of View :101 I had a pleasure of attending the 24th Wealth Study conference of Motilal Oswal (MOS) on 18th December, hosted at the Motilal Oswal Towers in Mumbai. As always, it is a pleasure to hear Mr. Raamdeo Agrawal himself presenting the study, rather than going through the written material. I have uploaded […]

Geographical Diversification – A Key Risk Management Strategy

Number of View :461The first step for any investor is to get used to Equity Markets. As an investor gets used to the volatility and growth features of Equities, he also realises that most of his investments in Equities go up and down at the same time. The magnitude of going up and down may […]

Product Review – Medical Insurance – Apollo Munich Optima Restore

Number of View :122When it comes to medical insurance, you need to ensure that you get hooked onto the policy which has best possible features, needless to mention, competitive claim settlement ratios. We find that Apollo Munich’s Optima Restore medical insurance policy offers one of the best policy features at a competitive price. Room Rent […]

Product Review – Zerodha Stock Brokerage Account

Number of View :308If you intend to invest or trade in stocks, you got to open a stock brokerage account in India. I remember my early days of stock trading – I could call up my broker or sit in his room full of other traders.. glued to the screen with zooming stock prices. If […]

Provident Fund Interest Rate Movements – Since 1952

Number of View :295A large number of people in India have significant amount of money invested in Provident Fund (PF) which forms a critical part of their financial savings towards their retirements. The interest rate applicable for the year is announced by the Labour ministry after their discussion with the Finance ministry. The interest rate […]

Liquid Fund – Introduction of Exit Load

Number of View :172Liquid funds have increasingly become a preferred option to park surplus ‘liquid’ funds by individuals and corporates. As of Sept 2019, 590K crore which comprises of about 25% of the overall industry. Our earlier post on ‘How Safe Are Liquid Funds‘ still stands relevant till date. SEBI has introduced a graded exit […]

Our Youngest Clients – Age 7 and 10

Number of View :22930Siya and Mukund have been lovely siblings and are of age 10 and 7 respectively. Very young and full of energy. Their hobbies are similar as well. Both like skating, swimming and mathematics. They do good in their school and get excellent grades in academics. Right from their childhood they have learned […]

Tax Implications of Mutual Funds on Residents and NRIs

Number of View :48131It is very important that investors know the tax impact of mutual funds prior to investing. A tax inefficient investment can result in providing a major portion of your future returns to the tax man. To ease your investment decision, we have dedicated this article to explain the tax liability associated with […]