Economic Update – July 2020

Very interesting insights were shared by Nilesh Shah from Kotak Mutual Fund via the Monthly Update. I am sharing some nuggets out of the overall insights are in this thread. This blog note is an extract from our twitter handle @banyanfa

Peer to Peer Lending

P2P Lending gives individual investors an ability to explore an additional investment avenue whereby they earn interest income out a loan portfolio. This blog explains key features of P2P Lending opportunity.

Managing Finances in Uncertain Times

Teach Children Financial Planning

As I write this blog, worldwide the impact of virus on human life is increasing with every passing day. The latest published statistics by WHO states that there are around 800K confirmed lives that have been infected with the virus and ~40K deaths. There are bouts of positive news are also making the news > […]

Financial Journey – 2018 to 2019 > Moving into 2020

Friends, At the outset, I wish you all a very happy new year. May your aspirations come true and you continue to have healthy and happy life. 2019, following 2018, wasn’t a year which gave many people a lot of smile when they were looking into their investment portfolios. And if this was not sufficient, […]

Geographical Diversification – A Key Risk Management Strategy

The first step for any investor is to get used to Equity Markets. As an investor gets used to the volatility and growth features of Equities, he also realises that most of his investments in Equities go up and down at the same time. The magnitude of going up and down may differ across different […]

Liquid Fund – Introduction of Exit Load

Liquid funds have increasingly become a preferred option to park surplus ‘liquid’ funds by individuals and corporates. As of Sept 2019, 590K crore which comprises of about 25% of the overall industry. Our earlier post on ‘How Safe Are Liquid Funds‘ still stands relevant till date. SEBI has introduced a graded exit load on Liquid […]

Our Youngest Clients – Age 7 and 10

Siya and Mukund have been lovely siblings and are of age 10 and 7 respectively. Very young and full of energy. Their hobbies are similar as well. Both like skating, swimming and mathematics. They do good in their school and get excellent grades in academics. Right from their childhood they have learned an important lesson […]