Very interesting insights were shared by Nilesh Shah from Kotak Mutual Fund via the Monthly Update. I am sharing some nuggets out of the overall insights are in this thread. This blog note is an extract from our twitter handle @banyanfa
How To Use Price Earning (PE) Ratio In Making Investment Decisions
PE ratio is one of the metrics which is used by an investor to evaluate an investment option. This post gives more colour on the breakdown of a PE ratio and the factors which impact a PE.
Peer to Peer Lending
P2P Lending gives individual investors an ability to explore an additional investment avenue whereby they earn interest income out a loan portfolio. This blog explains key features of P2P Lending opportunity.
Investment in Fixed Income or Debt
Our blog post on key characteristics of investments in Debt securities with a few Do’s and Dont’s
Managing Finances in Uncertain Times
As I write this blog, worldwide the impact of virus on human life is increasing with every passing day. The latest published statistics by WHO states that there are around 800K confirmed lives that have been infected with the virus and ~40K deaths. There are bouts of positive news are also making the news > […]
Mutual Fund Versus Insurance Funds – Which is More Effective
This blog post attempts to look into investment returns given by different categories of Insurance and Mutual Fund schemes.
Financial Journey – 2018 to 2019 > Moving into 2020
Friends, At the outset, I wish you all a very happy new year. May your aspirations come true and you continue to have healthy and happy life. 2019, following 2018, wasn’t a year which gave many people a lot of smile when they were looking into their investment portfolios. And if this was not sufficient, […]
Geographical Diversification – A Key Risk Management Strategy
The first step for any investor is to get used to Equity Markets. As an investor gets used to the volatility and growth features of Equities, he also realises that most of his investments in Equities go up and down at the same time. The magnitude of going up and down may differ across different […]
Liquid Fund – Introduction of Exit Load
Liquid funds have increasingly become a preferred option to park surplus ‘liquid’ funds by individuals and corporates. As of Sept 2019, 590K crore which comprises of about 25% of the overall industry. Our earlier post on ‘How Safe Are Liquid Funds‘ still stands relevant till date. SEBI has introduced a graded exit load on Liquid […]
Our Youngest Clients – Age 7 and 10
Siya and Mukund have been lovely siblings and are of age 10 and 7 respectively. Very young and full of energy. Their hobbies are similar as well. Both like skating, swimming and mathematics. They do good in their school and get excellent grades in academics. Right from their childhood they have learned an important lesson […]