Finally India’s bond market is having a sigh of relief where retail investors are getting multiple opportunities to invest in quality bond instruments. To have a basic understanding of bonds, you may intially want to read our article Making Money Out of Bonds. One of the nearest competitors to bonds is fixed deposits which generally […]
Author: Puneet Agarwal
Banking for Returning NRIs in India
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Thinking about returning back to India ? There would be hundreds of questions which would be currently going in your mind like sorting out logistics, getting a place to live in, finding a suitable employment, wrapping up your affairs outside India, taxation issues in India and so on. Amongst these myriads of questions, one question […]
Food Security Bill – Mother of All Subsidies
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We have seen various social benefit schemes operating across different economies of the world, but Food Security Bill is a mother of all benefits. There is no doubt about the motive of the bill which is very pious – it aims to wipe out hunger in India. The scheme provides the right to ‘priority households’ […]
How Do Banks Price Their Loans
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The way banks price their interest rates for different types of loans has never been transparent. One of the most common loan in the market is a housing loan where interest rates could be any where from 9.9% to 13% depending upon the bank and amount of loan. We think that it may be a […]
Current Account Deficit – CAD – How Does It Matter to Me ?
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Current Account Deficit (CAD) is perhaps amongst the hottest term of 2013 being used by economists, strategists, investment advisors, stock brokers, bankers, politicians and regulators. If so many people are using it repetitively and blaming it to be one of the root causes behind India’s current economic situation, then certainly it should be an important […]
How Safe Are Liquid Funds ?
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If you have some spare funds lying idle in your bank account for a short duration, perhaps the better way to make more money out of your idle funds is to invest into Liquid funds. Our article How to make money from IDLE funds in your Bank account details more about this way of investing your […]
Blue chips
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Have you ever played a game of poker ? If yes, you could very well relate the term Blue Chip used in Poker to the term Blue Chips used in the world of investing. In a basic game of poker, there are three types of betting discs – white, red and blue. White have the […]
How Long Should I be Insured ?
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Getting a life insurance is amongst the most important things which a person should financially do. This takes a paramount importance in case you are a bread earner in the family. My article on Term Insurance – First Step Towards Financial Planning explains the importance of life insurance for a person. However it is always important […]
Scare Mongers – As Expected
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If you would have read my previous post on Economic Updates and how it affects your investments, I did mention that the best time to invest is when situations around us are not positive. When every one is crying wolf, it is the time to go shopping for deals. And it is really easy to […]
Economic Updates and Effect On Your Investments
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We are living in interesting times. Perhaps our generation will be the very few ones which would have seen such an unprecedented level of economic uncertainty with multiple economic indicators reflecting signs of caution as well as confusion at the same time. While this would sound very negative to most of the people around, a […]