Are FDs and Life Insurances the Only Way to Invest ? I am happy to be proven wrong, but ask any person on the street for their investments (ignore Insurance agents please !) and they are most likely to say that they invest in Fixed Deposits or similar products like NSCs, PPF, KVPs, Post Office […]
Author: Puneet Agarwal
Mutual Funds in Demat Form
When fund houses came up with an option to allow investors to dematerialise their holdings, it was considered to be an excellent idea which may gather a lot of momentum. However with the passage of time this option’s heat got fizzled in the air. If this was an excellent idea, why did it not gain […]
Top 10 Financial Safety Tips

Do you leave the keys to your door hanging outside your house or for the similar reason leaving your car unlocked in the car park with the car keys inside the car. Or do you create a bonfire at a petrol pump ? Do you let your child play with sharp objects or give them […]
Different Options to Raise Funding

Lucky are those who are flush of liquidity with money stuffed in their bank accounts. Perhaps they don’t realise the idle fire power in their bank accounts which many would be dying to have. So many people either end up taking wrong financial decisions by either selling their revenue earning assets or taking up costly […]
Financial Planning for Earning Couples

Marriages are made in heaven and so are the blessings and issues arising out of it. I am sure that every one would have heard the jokes floating around on pluses and minuses of a married life. I am not going to make situations even more interesting with yet another joke. However, lets try to […]
National Saving Certificates NSC

Every one would love to have an assured return on their investments. And if such an investment gives a handsome return of 8% plus, it would definitely attract attention of the investors, specially those who do not want to take risk on their investments. National Saving Certificates or commonly known as NSC is one of […]
Please Do Not Invest in Equities

[Caution – This post may contain sharp satire. Please don’t read it if you can’t handle it] Investing in Equity markets is very risky. There is too much negativity around for the Indian economy and a big down side risk it poses on the value of your investments. Inflation and interest rates are high which […]
Gold Deposit Scheme – Good Way to Store Your Gold

Indians just love investing in gold. After all that has been one of the most primitive form of investment known to mankind and has been told to us for generations as an investment (along with land) which doesn’t lose its value, rather gives a consistent return over a period of time. An interesting article Golden Path […]
Should I Sell My Investments

Not sure if you have seen the movie Saas Bahu and Sensex, one of the most crazy and funny movies made around the story where stock markets make people rich. It was amazing to see CNBC’s famous editor Udyan Mukherjee dancing to the tune of Sensex’s jolly ride and touching its life time high. The situation […]
How To Apply PAN Card

You might have heard multiple ways people call it – PAN number, PAN card, Permanent Account Number or just PAN – means the same, one of the most important document which is needed in the Indian financial market. PAN is 10 digit unique alpha-numeric number alloted by Income Tax Department of India to applicants and […]