Making Best Out of your Bonus

  After a year of turmoil, hardship and working over and above the required contracted hours, people get rewarded with year end bonuses. There is a twinkle in every eye eagerly waiting for the bonus letters to be handed over on what I call the ‘B-Day’.. not a birthday but a Bonus day. And then […]

Rupee Depreciation – How Does it Affect YOU

It is all across the place – Rupee has touched all time low. At the time of writing this article, Rupee is quoting at Rs. 56. Depending upon which side of the fence you are sitting, you may either be laughing with extraordinary gains which you may be making due to currency depreciation or weeping […]

Payout Options in Mutual Funds

When it comes to investing in mutual funds, there are a lot of sites which would give you top 10 funds to invest in. But probably there is not much knowledge out there on different payout options available while investing into mutual funds. Take it this way, a wrong payout option chosen while investing into a […]

An Introduction to Reverse Mortgage

It is a very common sight whereby a person invests majority of his savings into his home which acts as a shelter for him and his family. With the rising real estate prices where by an average property costing over 30-40 lacs (an around 1 crore in larger cities), a person would definitely end up […]

Debt Funds – Get Exposure to Bonds

Debt Funds, Mutual Fund, Interest Rate, Returns, Fixed Income

What is a Debt Fund Mutual funds can broadly be classified as either an Equity Fund or a Debt Fund. All other mutual fund categories are offsprings of these two   categories. A detailed article on Mutual Funds can be found at What is a Mutual Fund. A debt fund primarily invests into Bonds and […]

Making Money Out of Bonds

The sheer adrenaline rush which you may get while trading or investing on Equity share market may be missing while investing on the bond markets, probably that may be one the reasons why people end up neglecting the bond markets. Another reason behind the mad rush of Equity investing are the stories of people becoming rich on […]

What is a Mutual Fund ?

This is one of my favourite financial instrument as it is one of the best friend of small & retail investor giving them the power to achieve optimum diversification, access to professional fund management and research. If you look closely into the word “Mutual Fund”, the literal meaning would very well explains what it is for. It […]

A Peek Into Exchange Traded Funds

Exchange Traded Funds or commonly known ETFs, in their true spirit are mutual funds listed over stock exchanges and hence they derive the word ‘Exchange Traded’ in their name. For many of you, investing in an ETF would sound more like buying a share via your stock broker and may not have bothered to know […]

Different Options of Investing in Gold

Gold has always been a core part of an investment portfolio of every household, specially in India. This gold gets passed upon from one generation to another and in many cases builds a strong financial foundation of the households. Along with the gold passes upon a saying “Do not sell your gold except in case […]

Should You Invest in Gold ?

Is Gold paving a golden path in future ? The world seems much golden if you possess gold in your pocket. The history of gold and the desire to have gold in one’s portfolio goes back to ancient times and probably you may have heard stories of King Midas and his love for gold. Ask […]