One of the first target which NRIs have is to buy a property in India. While a few lucky ones may be able to buy their dream property in India without taking a loan, others may require to take a Home Loan. Banks outside India do not provide mortgages / home loans secured against property […]
Author: Puneet Agarwal
Real Estate Can Be A Tricky Trap
Mark Twain’s famous saying always rings in my mind “Buy Land, they’re not making it anymore“. Interesting quote – isn’t it ? The supply of land is known and we all know that despite of man’s efforts, the overall supply can not be increased materially. Man has tried and perhaps has been successful in increasing […]
Critical Illness Insurance
This article is all about Critical Illness insurance cover, however, before I even start about what is this insurance let me first give you some statistics around one of the most common Critical Illness – CANCER. Cancer statistics A research published in ‘The Lancet’ journal about Cancer in India mentioned that : 7,137 of 122 429 study […]
Financial Education for Children – Tips and Tricks
Perhaps this article is amongst the most closest to my heart. If good habits are inculcated from right at the childhood, they go a long way in paving a successful financial path in their future. In this article I have tried to explain how can we financially involve children from very young age and give […]
Making The Most Out of PPF
Public Provident Fund (PPF) is one of the safest forms of investments, however much is not known how to make the best out of this excellent investment instruments. Most of the people just end up depositing funds into this instrument to save tax rather than using it as a crucial tool for their financial planning. […]
Bank Charges – How to Avoid 10 Most Common Charges
Banking is a core part of the economy. I can’t really imagine a life without an effective banking channel. Banking industry in India has come a long way. I used to listen with jaws wide opened when my contacts in USA told me 20 years back that they rarely visited their banks and performed all of […]
Public Provident Fund (PPF)
Provident Fund should not be a strange term for most of the readers. It has always been related as one of the safest forms of investment to fund the retirement of a person. Provident Fund which we all are familiar with is for the people who are in a job and a contribution is paid […]
Ten Warning Signs of A Dangerous Financial Advisor
Have you been recently duped by an agent / advisor ? This is something which is so common in India. I was personally also fooled into an Insurance based investment product (ULIP) by my relationship banker of a reputed bank in India. I needed an investment option and I was sold a ULIP. All what […]
Good Loans & Bad Loans
I woke up this Saturday morning and it was wet and windy outside. What a waste of a weekend ! But suddenly I had a bright idea to work against the wind and rain – drove up to a near by shopping mall which claims itself to be the largest covered shopping complex in Europe. […]
How to Select a Financial Advisor
If a person needs to pay a visit to a doctor, he / she would make sure that they go the best doctor which their mullah can buy. They would consult several people to check about the success story of the doctor, his specialist skills, qualifications, track record, etc. Obviously, the health of the body […]